May 18, 2024
A detailed guide for shoppers on how to get a money order at Walmart. Learn about Walmart's prices, payment options, instructions, and convenience as an alternative to banks and other options. Save money with Walmart's low fees and money-saving tips.


Many people have experienced the frustration of not being able to use a personal check or cash to make a payment when it is necessary. While most stores will accept major credit cards, checks, and cash, there are some occasions where this is not enough. Examples include making a large purchase or paying a monthly bill. Of course, the most common issue is paying an individual or a business that will not accept a personal check. This is why money orders are often used as an alternative. They provide a secure and traceable method of payment without involving a bank account. However, getting a money order can be a challenge. Fortunately, Walmart offers a solution.

Everything You Need to Know About Getting a Money Order at Walmart

Money orders are essentially the paper version of a cashier’s check. They are a prepaid check that is usually made for specific amounts and are payable to individuals or businesses. Customers use money orders for a variety of reasons, including to pay bills, rent, or money orders as gifts to friends and family. Walmart offers a convenient and affordable solution for purchasing money orders.

One of the reasons that Walmart is a good option for purchasing money orders is that they offer them at reasonable prices. Walmart charges $0.88 for money orders up to $1,000. The maximum amount of a single money order cannot exceed $1,000, and the daily limit per customer is $3,000.

Another advantage of Walmart’s money orders is that customers can purchase them using cash, debit or credit card. This makes it easier for those who do not have a bank account or simply prefer to pay with cash to buy money orders.

A Simple Guide to Purchasing a Money Order at Your Local Walmart
A Simple Guide to Purchasing a Money Order at Your Local Walmart

A Simple Guide to Purchasing a Money Order at Your Local Walmart

If you are interested in buying a money order from your local Walmart store, the process is straightforward and easy.

First, locate the Walmart MoneyCenter. Many Walmart stores have a designated area for financial services where you can buy money orders and perform other financial transactions. If you are not sure where the MoneyCenter is, ask an employee for help.

Next, you will need to bring enough cash or payment method to cover the amount you want to send plus the $0.88 purchase fee. If you prefer to use a debit or credit card, check to see if Walmart accepts your particular card before proceeding.

When you are ready, present your identification and the name of the person or business that will be receiving the money order. Double-check the recipient’s name to ensure that it is spelled correctly, as errors can be difficult or even impossible to correct once the money order has been issued.

Once you have provided the necessary information and paid the purchase fee, Walmart will provide you with a receipt that includes a serial voucher number for the money order. Be sure to keep this receipt, as it is the only proof that you purchased the money order. If you lose the receipt, you may have trouble getting a refund or cancelling the money order if necessary.

Avoiding the Hassle of Banks: Getting Your Money Orders from Walmart

While money orders can be obtained from a variety of sources, including banks and post offices, Walmart offers several distinct advantages over these other options.

One of the primary benefits of using Walmart is that it is often more convenient than going to a bank. Walmart has extended hours, so you can visit the MoneyCenter and get your money order even if you have a busy schedule. Additionally, Walmart has many locations nationwide, so you can easily find a store near you that provides money orders.

Another advantage of using Walmart is the ease of the transaction. When purchasing money orders from a bank, customers typically must go through several steps and provide extensive documentation. By contrast, Walmart’s process is far simpler and quicker.

Step-by-Step Instructions for Getting a Money Order From Walmart

Here is a more detailed breakdown of the steps involved in purchasing a money order from Walmart:

  1. Locate the MoneyCenter at your local Walmart store.
  2. Choose the amount you would like to pay for the money order, up to a maximum of $1,000.
  3. Show your identification and provide the recipient’s name and address (if required).
  4. Pay cash or use a debit/credit card to cover the amount of the money order plus the $0.88 fee.
  5. Keep the receipt, which includes the serial voucher number for the money order. Use this number to track the money order if necessary.

Why Walmart is an Excellent Option for Getting Your Money Orders

As mentioned earlier, Walmart offers several benefits for those looking to purchase money orders. Here are some of the main reasons why customers prefer Walmart over other options:

  • Low fees: At $0.88, Walmart’s money order fees are among the lowest in the market.
  • Convenience: Walmart’s extended hours and many locations make it easy to purchase money orders on your schedule with fewer hassles than a bank.
  • Security: Walmart’s money orders are traceable and can be cancelled or replaced if lost or stolen.
  • No bank account required: Purchasing a money order from Walmart is an excellent option for those who don’t have a bank account or don’t want to use their bank.

As you can see, Walmart’s money orders are an affordable, convenient, and secure way to send payments without requiring a bank account.

Find Out How Walmart Makes Getting a Money Order a Breeze

Walmart’s commitment to providing top-quality customer service means that they have implemented several technological advancements to streamline the process of getting money orders. For example, customers can purchase a Walmart MoneyCard, a prepaid debit card that can be reloaded and used to pay bills, purchase goods, or send payments. Money orders can be paid for using this card, making the process even more convenient and flexible.

Another way Walmart has made getting money orders more accessible is by offering online services. Customers can order money orders at Walmart’s website, making it easy to purchase and track the status of their money orders without leaving their home.

How to Save Money by Getting Your Money Orders from Walmart

If you are looking to save money on your money orders, Walmart is an excellent option. Here are a few tips to help you save on fees when getting money orders:

  • Avoid high-denomination money orders, which typically incur higher fees.
  • Use a Walmart MoneyCard instead of cash or debit/credit card to save on transaction fees.
  • Purchase money orders in bulk to take advantage of discounted rates where available.

By following these tips, you can save money when purchasing money orders from Walmart while still enjoying the convenience and security they offer.


Every day, millions of people rely on money orders to send payments and conduct transactions that require a secure and traceable payment method. While many financial institutions offer money orders, Walmart is an excellent option for those who want a low-cost, convenient, and straightforward way to purchase these essential financial tools. By following the simple steps outlined in this article, you can quickly and easily purchase a money order at your local Walmart MoneyCenter.

So the next time you need to send a payment, don’t hesitate to use Walmart’s money order service. It may save you time, money, and headaches compared to other options.

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