July 13, 2024
A step-by-step guide on how to fill out a money order, including tips to avoid mistakes, how to track and recover a money order, a comparison of providers and their fees, how to send money orders internationally, and saving money on money orders.


Sending money to someone you don’t know, or you need to make a payment for a service, but you don’t want to send cash or a check. Money orders are an alternative form of payment that is safe and secure. They’re also a great option for those who do not have access to a checking account. In this article, we’ll explore how to fill a money order, including tips and tricks to make the process faster and easier. We’ll also discuss tracking and recovering a money order, how to send money orders internationally, and how to save money when purchasing them.

Step-by-Step Guide on Filling Out a Money Order

A money order is a simple and secure way to send or receive money. It is similar to a check, but instead of drawing on a personal bank account, it is issued by the postal service or financial institution. Here’s a step-by-step guide on how to fill out a money order:

1. Fill out the recipient’s name: This is the person or company that will be receiving the money. Be sure to spell the name correctly to avoid any mistakes.

2. Fill out your name: Sign your own name in the purchaser’s name field.

3. Add your address: It’s optional, but adding your address will make it easier for the recipient to contact you if there are any issues.

4. Fill out the amount: Write the amount in digits, followed by the spelled-out version of the same amount in words.

5. Memo field: Use the memo field to include any additional information about the payment or to specify what it is for, such as an invoice number.

6. Sign and date: Be sure to sign and date the money order in the appropriate fields.

Tips and Tricks for Faster and Easier Money Order Filling

To make filling out a money order faster and easier, here are a few tips:

1. Gather all the required information: Before heading to the location where you’ll be purchasing the money order, make sure you have all the necessary details, including the recipient’s name, address, and the amount you want to send.

2. Verify the correct spelling: Check the spelling of the recipient’s name, address, and the payee line before leaving the establishment.

3. Fill out the money order in pen: Use a pen since pencil marks can be erased or smudged, and could cause confusion for the person receiving the money order.

4. Write legibly: Use clear and legible handwriting on the money order. Illegible text can cause confusion and may delay the processing.

How to Track and Recover a Money Order

If a money order is lost or stolen, you can track and recover it through the issuer. Here’s how to track a money order:

1. Keep the receipt: The first step is to keep the receipt for the money order. It has all the necessary details that will be used to track the money order.

2. Contact the issuer: Call the issuer to initiate the tracking process. They will provide instructions on what to do next, including filling out a form.

3. Provide the receipt number: Provide the receipt number and other required information to the issuer.

4. Wait for the results: The issuer will provide you with the results of the tracking once completed. If the money order has not been cashed, the issuer can cancel it and issue a refund.

A Comparison of Money Order Providers and Their Fees

Different providers offer money order services, each with varying fees. Here’s a comparison of some popular money order providers:

Postal Service: The Postal Service charges $1.25 for money orders up to $500 and $1.75 for money orders up to $1000.

Western Union: Western Union money orders cost between $1 and $10, depending on the amount. However, fees can change depending on location.

MoneyGram: MoneyGram money orders cost between $1 and $11.

How to Send Money Orders Internationally

Sending money orders internationally is more complicated than domestic money orders. Here’s what you need to know:

1. Regulations: Different countries may have different regulations for money orders. Make sure you adhere to these regulations to avoid any issues.

2. Choose the right provider: Not all money order providers may offer the international money order service. Research and compare to find the one that offers the best service for your needs.

3. Provide all necessary details: Be sure to provide all of the necessary details to ensure a smooth transaction, such as names and addresses, as well as any applicable identification numbers.

How to Save Money When Purchasing Money Orders

Purchasing money orders can be expensive, but there are ways to save money, such as:

1. Bulk discounts: If you need to purchase several money orders at once, inquire about bulk discounts.

2. Online discount codes: Look for any discounts codes available online that can be used when purchasing money orders.

3. Waived fees: Some providers may waive fees for members or loyalty program holders. Make sure to ask about such offers.

Frequently Asked Questions

Q: How do I know if a money order has been cashed?
A: You can track the money order using the receipt number. Once it’s cashed, the issuer can provide verification.

Q: Can I get a refund for a money order?
A: Yes, but only if the money order has not been cashed. Contact the issuer to inquire about refund options.

Q: Can I pay for a money order with a credit card?
A: It depends on the issuer. Some locations may accept credit cards, while others may only accept cash.


Filling out a money order is a simple and secure way to send money. Just make sure to gather all the required information, fill it out correctly, and keep the receipt. If there are any issues, tracking and recovering a money order is also possible. When purchasing a money order, be sure to compare different providers and fees to save money. Money orders are a great alternative payment option for those who do not have a checking account or for transactions that require a secure payment method.

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