June 18, 2024
Western Union money orders are an easy way to send money without using cash. This article provides step-by-step instructions for filling out a Western Union money order, as well as tips and tricks for successfully completing the process. Learn everything you need to know about money orders, including tracking your transaction, common mistakes to avoid, and the do's and don'ts when filling out a money order to ensure your transaction goes smoothly.


Western Union is a popular option for sending money, and one of the ways it facilitates those transactions is through money orders. Filling out a money order might seem daunting at first, but the process is actually quite straightforward. In this article, we’ll guide you through the process, provide tips and tricks to make it even smoother, and highlight common mistakes to avoid.

Step-by-Step Guide: How to Fill Out a Western Union Money Order

When filling out a Western Union money order, it’s essential to fill in all the details accurately. Here’s a step-by-step guide to doing so:

Payee Information

The first thing you’ll need to do on a Western Union money order is to fill in the payee’s name. This is the person whom you’re sending the money to. Make sure you spell it correctly, as this is paramount to ensure the correct person receives the funds.

Payer Information

The next section you’ll need to complete is the payer’s information. This is you, the person paying for the money order. Be sure to fill it in correctly and legibly to avoid any confusion or errors.

Payment Amount

The payment amount is the amount of money you want to send with the money order. Write this amount both in numbers and in words to avoid any ambiguity. Make sure that the amount you write in numbers and in words matches accurately.


The final stage of the process is to sign the money order. Put your signature where it says “purchaser’s signature” or “sender’s signature.” This serves as a confirmation that you have purchased the money order and authorized it, and also serves as a way for the bank to verify that you bought it if there are any issues with the money order down the line.

Tips and Tricks

When filling out a Western Union money order, here are some essential tips and tricks to make the process smoother:

  • Make sure you’re using a pen with blue or black ink – Western Union will not accept anything written in pencil or other colors of ink
  • Write legibly – make sure the writing on the money order is clear and easy to read
  • Double-check your spelling and math – the payee’s name must be spelled correctly, and all amounts should be accurate and match precisely
  • Mistakes can void the money order – do not scratch out or write over anything as it will invalidate the money order and require a new one to be issued

Everything You Need to Know About Filling Out a Western Union Money Order

Before filling out a Western Union money order, it’s helpful to know more about them. Here are a few of the different types of money orders available through Western Union:

  • Standard money orders
  • Electronic money orders
  • International money orders
  • Money orders for inmates

It’s also worth noting that there are fees associated with using money orders, and that each type of money order may have different restrictions and rules governing its use. Be sure to research the one that’s right for you and read the terms and conditions before purchasing.

How to Track a Money Order

If you need to track a Western Union money order, you can do so using the “Money Order Tracking” feature on their website or smartphone app. You’ll need the money order’s serial number and the amount sent to track the money order. If you don’t know the serial number, Western Union can help you track it using other identifying information.

The Do’s and Don’ts of Filling Out a Western Union Money Order

Mistakes can happen when filling out a Western Union money order, but most are avoidable if you follow a few do’s and don’ts:

Common Mistakes to Avoid

Some of the most common mistakes associated with filling out money orders include:

  • Writing illegibly – if the recipient cannot read the order, or if the information on the signature is not legible, there can be delays or issues with processing the order.
  • Spelling errors – if the payee’s name is misspelled, this information can be inaccurate, which might result in delays or the money order being returned.
  • Incorrect amounts – if the numbers written in words and in digits are not the same amount, the transaction will be invalid.
  • Marking or stapling the money order – any kind of mark, hole, or staple on the money order can void it.

Best Practices for Filling Out the Money Order

Here are a few tips to help you avoid those mistakes:

  • Double-check the order before submitting it, and ensure no errors or issues are present.
  • Be sure it is the correct amount and that the names are spelled correctly, and the transaction information is accurate.
  • Do not write anything over or scratch out anything written on or around the money order, as it may invalidate the entire transaction.
  • Never send a cash payment with a money order or a check – money orders are for cash transactions only.

How to Understand and Fill Out a Western Union Money Order

Some of the most common terms associated with Western Union money orders include:

  • Payer – the person who is paying for the money order
  • Payee – the person or company who is receiving the funds, and the name that will be written on the money order
  • Serial number – the unique number assigned to each money order that is used to track it
  • Amount – the value of the money order, written both in digits and in words

By understanding these terms and concepts, you’ll be better equipped to fill out a Western Union money order correctly the first time, every time.

Tips and Tricks for Filling Out a Western Union Money Order Quickly and Efficiently

When you need to fill out a money order quickly, consider doing the following:

  • Have all the information you need ready – before starting to fill out the money order.
  • Use a blue or black pen to fill out the order.
  • Write legibly, so the recipient can easily decipher what you have written.
  • Be sure to double-check spelling, numbers and all relevant information before submitting it.
  • Avoid scratching out any information on the money order – if a mistake is made, obtain a new order entirely.


Filling out a Western Union money order may seem daunting at first, but it is relatively simple if you follow the step-by-step guide above and take a few precautions. Ensuring that you fill out every section accurately and legibly, double-checking your work, and avoiding common mistakes are the key steps to take. With practice, you’ll soon be filling out money orders as quickly and efficiently as possible. Remember to research the different types of money orders and read their terms and conditions before making a purchase.

If you run into trouble or have additional questions, Western Union offers online and phone support to assist you with your transaction.

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