February 25, 2024
Discover the different options to move to Canada with no money. This guide provides a comprehensive overview of the International Experience Canada program, scholarships and bursaries, affordable Canadian cities, and bartering or offering services in exchange. Learn how to budget and save up for the move and find the best practices to find a place to stay. Discover how moving to Canada can change your life.


Canada has long been a popular destination for people looking to start a new life, but many are deterred by the perceived high cost of moving there. However, there are several ways to move to Canada without breaking the bank. This article outlines different options for people seeking to move to Canada with no money.

Look for Opportunities to Work in Canada

One way to move to Canada with no money is through the International Experience Canada (IEC) program. The IEC program allows young people from specific countries to work in Canada temporarily. The program is designed to promote cultural exchange and provide participants with valuable work experience.

Overview of the International Experience Canada (IEC) program

The IEC program is open to citizens of specific countries aged 18 to 35. The program offers three categories of work permits: Working Holiday, Young Professionals, and International Co-op. Each category has specific requirements, but all participants must have health insurance, a clean criminal record, and be able to support themselves financially during their stay.

Advantages and Disadvantages of the IEC program

One advantage of the IEC program is that it is relatively easy to apply for. However, there is a limited number of spots available each year, and competition can be intense. Additionally, the program only allows participants to work temporarily in Canada, so it may not be a permanent solution for those looking to stay in Canada long-term.

Step-by-Step Guide on How to Apply for the IEC Program

  1. Check if your country is eligible for the program.
  2. Create an account on the Government of Canada’s website.
  3. Complete the Come to Canada questionnaire to find out which work permit category you are eligible for.
  4. Create a profile and submit it to the pool of candidates for your chosen category.
  5. Once you are selected from the pool, you will receive an invitation to apply for a work permit.
  6. Apply for a work permit, pay the fees, and submit all required documentation.

Consider Studying in Canada

Another option for moving to Canada with no money is to study in Canada. There are several scholarships and bursaries available to international students.

Overview of Scholarships and Bursaries for International Students

Many Canadian universities offer scholarships and bursaries for international students. The scholarships are usually merit-based, while bursaries are need-based. Some scholarships are also country-specific, while others are available to students from any country.

Advantages and Disadvantages of Studying in Canada

Studying in Canada can lead to a valuable education, work experience, and potentially provide a path toward permanent residency. However, tuition fees can be high, and there is no guarantee of finding a job after graduation.

Step-by-Step Guide on How to Apply for Scholarships and Bursaries

  1. Research universities in Canada that offer scholarships and bursaries to international students.
  2. Check the eligibility criteria for each scholarship and bursary.
  3. Apply for admission to the university.
  4. Submit the scholarship and bursary application forms along with required documentation.
  5. Wait for the university to make a decision.

Research Affordable Cities in Canada

When moving to Canada with no money, it’s crucial to research affordable cities. Some Canadian cities are more expensive than others, so it’s essential to choose wisely.

Overview of Different Cities in Canada by Cost

Some of the most expensive Canadian cities are Vancouver, Toronto, and Montreal. Some of the most affordable cities are Quebec City, Winnipeg, and Halifax.

Cost of Living Comparisons Between Popular and Affordable Cities

The cost of living in Vancouver is significantly higher than in Winnipeg. For example, the average cost of a one-bedroom apartment in Vancouver can be over $2,000 per month, while in Winnipeg, it can be as low as $800 per month.

Examples of Affordable Cities to Move to in Canada

  • Halifax, Nova Scotia
  • Winnipeg, Manitoba
  • Regina, Saskatchewan
  • Fredericton, New Brunswick

Save Up Before Making the Move

Saving up before making the move is essential when moving to Canada with no money. Without substantial savings, it can be challenging to cover the initial costs of moving to a new country, such as flight tickets, accommodation, and other expenses.

Overview of Different Ways to Save Up for the Move

There are several ways to save up for the move. One way is to cut down on expenses, such as going out to eat or buying things that are not essential. Another way is to find additional sources of income, such as taking on a part-time job or freelancing.

Importance of Budgeting and Financial Planning Before the Move

Budgeting and financial planning before the move are crucial to ensure that there are enough funds to cover all the costs associated with moving to Canada. It’s essential to create a detailed budget and track expenses to avoid overspending.

Tips for Making the Most of Your Savings

  • Look for cost-saving opportunities, such as using public transportation.
  • Reduce the cost of food by cooking at home.
  • Take advantage of free events and activities.
  • Set aside a portion of your savings for emergencies.

Consider Bartering or Offering Services in Exchange for a Place to Stay

Another way to move to Canada with no money is to find a place to stay by bartering or offering services in exchange.

Overview of Bartering Systems and Work Exchange Programs in Canada

Bartering systems and work exchange programs allow individuals to exchange their skills, services, or goods with others for their needs. Some programs require volunteers to work in exchange for accommodation and food.

Examples of Websites for Finding Work Exchange Opportunities

  • HelpX
  • Workaway
  • Wwoof

Best Practices for Finding a Place to Stay

  • Research the different bartering and exchange systems available.
  • Communicate with the host before committing to a program or agreement.
  • Read reviews and feedback from other participants.
  • Be open to different types of work and experiences.


In conclusion, moving to Canada with no money is possible but requires planning, research, and dedication. The International Experience Canada program, scholarships for international students, affordable Canadian cities, and bartering or offering services in exchange are all viable options to consider. With the right mindset and preparation, moving to Canada can be a life-changing experience.

Final Thoughts and Recommendations

It’s important to keep an open mind and be willing to adapt to a new environment. Additionally, thorough research and planning are necessary to make a successful transition to Canada. Finally, don’t hesitate to seek the advice of professionals or others who have already made the move.

Call to Action

If you’re considering moving to Canada with no money, take the first step by researching the different options available. With careful planning and preparation, moving to Canada can be a rewarding and life-changing experience.

Leave a Reply

Your email address will not be published. Required fields are marked *